Sued over a debt? Harassed by a collector?

You have rights. We make creditors respect them.

Florin Legal, P.A. has defended Florida consumers against credit card lawsuits, debt collection harassment, and credit reporting errors since 2011 — with personal attention from your attorney at every step, not a case number.

Schedule a Free Consultation Free Credit Report Review

No pressure, no obligation. Speak directly with Attorney Scott Florin.

Consumer law — it's all we do Statewide representation Founded 2011

Practice Areas

If any of this sounds familiar, we can help.

Most of our clients never expected to need a lawyer. Then a summons arrived, a collector wouldn't stop calling, or a credit report error derailed a loan. There are federal and Florida laws built to protect you.

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Credit Card Lawsuit Defense

Sued by a bank or a debt buyer like Midland or Portfolio Recovery? Don't ignore it — and don't assume you owe what they claim. Many suits have weak proof and real defenses.

What to do first →

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Debt Collection Harassment

Relentless calls, threats, or contacting your family? The FDCPA and Florida's FCCPA prohibit abusive collection — and can entitle you to damages paid by the collector.

Know your rights →

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Credit Report Errors

As many as 25% of credit reports contain errors that cost consumers real money. The Fair Credit Reporting Act gives you the power to force corrections — we make it happen.

Fix your report →

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Debt Relief & Bankruptcy

When the math simply doesn't work anymore, Chapter 7 or 13 bankruptcy — or negotiated debt settlement — can give you a genuine fresh start. We'll help you weigh every option.

Explore your options →

How It Works

From "what do I do?" to resolved — in three steps.

Free case review

It starts with a phone call. We'll go over your summons, collection letters, or credit report together at no charge and explain — in plain English — where you actually stand.

A strategy built for you

No two cases are alike. We tailor the defense to your debt, your finances, and your goals — whether that's dismissal, a walkaway settlement, a reasonable repayment plan, tradeline deletion, or a fresh start.

We handle the fight

We deal with the creditor's lawyers, the court dates, and the paperwork. You get updates from your attorney directly — and your life back.

Scott C. Florin

Founder & Attorney, Florin Legal, P.A.

Your Attorney

Scott C. Florin

Scott Florin founded Florin Legal, P.A. in 2011 and has devoted his practice almost exclusively to consumer law ever since. He personally interviews every client, explains the litigation process and its risks honestly, and tailors each defense to the individual circumstances of the case — because being sued is stressful enough without wondering what your own lawyer is doing.

Licensed in Florida and admitted to the U.S. District Courts for the Middle, Northern, and Southern Districts of Florida, Scott handles consumer cases throughout the state.

Meet Scott →

Start with a free review of your credit report or court papers.

Once financial trouble starts, the calls and letters don't stop on their own. The first step is understanding exactly what you're facing. Call for a free consultation — we'll talk through your summons, collection letters, or credit report and explain what it all means and what your options are.

Call (813) 724-3063 Request a Telephone Consultation